Zakat,
made clear.
One calm place to calculate what you owe, understand what counts, and keep a record you can explain.
Transparent by default
Every formula and assumption is visible.
A calculation
you can follow.
Calculate what you owe,
without the guesswork.
Enter values in one currency. We add eligible wealth, deduct the liabilities you enter, compare the result with your chosen Nisab, and apply 2.5%.
Your figures stay here
Nothing is uploaded or saved.
Assumptions stay visible
You control rates and Nisab method.
Uncertainty is acknowledged
Disputed categories are clearly flagged.
Your Zakatable wealth
Choose your Nisab standard
The prefilled price is illustrative. Replace it with a trusted live price in your currency on your Zakat date.
No Zakat is shown because the selected Nisab is not met.
- Total assets
- $0.00
- Net wealth
- $0.00
- Selected Nisab
- $734.83
- Rate
- 2.5%
Not every asset
follows the same rule.
Zakat gets difficult at the edges: jewellery, investments, debt, pensions, businesses. Our guides make the decision points visible instead of pretending every case is identical.
What is Nisab?
Understand the gold and silver benchmarks—and why the choice changes your threshold.
Read the guide ↗ASSET GUIDEGold & jewellery
Work from purity, net weight, and a clear scholarly view on personal-use jewellery.
Read the guide ↗MODERN WEALTHStocks & crypto
A practical decision path for portfolios, trading assets, tokens, and valuation dates.
Read the guide ↗FOR FOUNDERSBusiness Zakat
Turn inventory, cash, receivables, and short-term liabilities into an auditable figure.
Read the guide ↗Cash & savings 12,400
Gold & investments 7,600
Liabilities − 1,250
BY
DESIGN
A number is only useful when you can see how it was made.
Our calculator uses a simple, inspectable sequence: define the date, value eligible assets, consider near-term liabilities, compare with Nisab, then apply the appropriate rate.
- ✓ Gold benchmark: 87.48 grams
- ✓ Silver benchmark: 612.36 grams
- ✓ Standard monetary wealth rate: 2.5%
- ✓ Editable prices and visible assumptions
Answers for real-life wealth.
Cash and savings
Money you own and can access is generally part of your Zakatable wealth, whether it sits in a current account, savings account, wallet, or digital balance.
Gold and gold jewellery
Gold is valued by its net weight and current market price. Scholarly schools differ on personal-use jewellery, so your method should be explicit and consistent.
Silver and silverware
Owned silver can be included using its fine-silver weight and the market value on your Zakat date.
Stocks and shares
The treatment of shares depends on why you hold them and which calculation method you follow: market value for trading, or a Zakatable-assets approach for long-term ownership.
Cryptocurrency and digital assets
Tradable digital assets are commonly treated as wealth at their fair market value, but novel tokens and locked positions may need specialist review.
Business inventory
Goods held for resale are generally included at a realistic current selling or wholesale value, depending on the method advised for your business.
Before you calculate.
These are starting points, not a substitute for advice on a disputed or complex situation.
What is the basic Zakat formula?+
Add eligible assets, subtract only eligible liabilities, compare net wealth with your chosen Nisab, and apply 2.5% for standard monetary wealth when the threshold is met.
Should I use gold or silver Nisab?+
Both benchmarks are used. Their monetary values can differ significantly. Follow qualified guidance you trust and keep the same choice visible in your records.
Does Zakat apply to my home?+
A primary home is generally not included simply because it has value. Property acquired for resale and saved rental cash can be treated differently.
Can I deduct all of my mortgage?+
Do not assume the entire long-term balance is deductible. Many methods consider only current or near-term amounts due.